If you want to know how to win the Florida Lottery, you need to know what games are available and how to play them. Excluding the scratch cards, there are six games in the Florida Lottery – the Powerball, Florida Lotto, Fantasy Five, Mega Money, Play 4 and Cash 3. The Florida Lottery and Fantasy 5 require you to pick six numbers from 1 to 53 and 1 to 36, respectively. The Powerball and Mega Money drawings require you to pick numbers from one play area (four numbers from 1 to 44 in the case of Mega Money and five from 1 to 59 for Powerball) plus an additional sixth number (1 to 22 and 1 to 39 respectively) from another play area. Play 4 and Cash 3 have playslips which feature four columns and three columns with the numbers 0 to 9; you will pick one number from each column to create a four or three-digit combination. To win the jackpot you will have to match all the winning numbers drawn for the date played; however, there are non-jackpot winning combinations if you pick just some of the numbers drawn that will award you smaller cash prizes.

Now that you know how all of the games work, how to win the Florida Lottery? One good way is to pick the games that have the best odds of winning. If you choose this option, the Cash 3 gives you the best odds of winning, since the odds of getting a straight, meaning you have picked all the winning numbers in the exact order in which they were drawn, and which offers the biggest payoff, is a thousand to one; however, Satta 220 the payoff is just $500 for every $1 you play. But there are multiple ways to win in Cash 3, which increases the odds that you will win a cash prize, even if it’s not the major prize. By contrast, the odds of picking the first five numbers in the Powerball drawing are 195 million to one.

The Play 4, on the other hand, offers poorer odds of winning; the chances of getting a straight combination are 10,000 to 1; however, the payoff is $2,500 for every $0.50 bet so risking the higher odds is probably worth it. But if you pick the straight/box bet option (in which you win if all the numbers you’ve picked match the winning combination in exact order or any order) you can win more than $3,000.

Another way of picking winning numbers for the Florida Lottery Cash 3 or Play 4 games is to use an online random number generator. These will pick numbers for you to bet based on numerology and factors such as your first name and your birthday.

If you are mathematically-oriented, however, you can create a database of past winning combinations to find out which numbers have frequently been drawn and which have come out less often. This would enable you to create a pool of numbers from which you can generate bets which, in theory, would be more likely to come out in future draws.

One final tip on how to win the Florida Lottery: bet using the Quick Pick option in which the terminal picks all or some of the numbers. Since the winning numbers are drawn randomly, this might give you a slight edge.

 

The much awaited Diversity Visa (DV) Lottery entry dates for the year 2012 have been announced and the application can be given from October 5, Wednesday noon, Eastern Daylight Time (EDT) (GMT -4) to November 3, Tuesday, Eastern Standard time (GMT -5).

The Department of State conducts the DV lottery annually by congressional mandate as stipulated in Section 203(c) of the Immigration and Nationality Act (INA) which is actually the amended version of Section 131 of the Immigration Act of 1990 (Pub. L. 101-649).

Specific requirements have to be met if an immigrant wishes to participate in the visa lottery program held this year. The details are as follows:

The applicant should belong to or be a native of countries that come under the list of ‘qualified countries’. The term Native of a country whose natives qualify usually refers to the country in which the applicant was born. However, there are other ways of qualification under this clause. If the person is born in a country whose natives are not eligible but his or her spouse belongs to a country whose natives are eligible then the satta applicant can enter the spouse’s country of birth. But, both of them should be issued with visas and should have entered the United States at the same time.

Another qualifying criterion is if the parents were born or resided in a country whose natives are eligible then the applicant qualifies even if the country he or she is born is not eligible for the visa lottery program.

The applicant should have some degree of education which should be a high school education or an equivalent one where the applicant should have completed study comprising of 12 years of both elementary and secondary level of education.

Or the applicant should possess two years experience in the past five years doing work which needs a training period of minimum two years or the experience to perform the work. The qualifying work experience is set and selected by the United States Labor Department based on the O*Net online information. If the educational or training criteria are not met the applicant should not consider applying as his entry will be rejected.

A latest color photo should be given in the form of an image file along with the filled visa lottery entry forms and uploaded.

Details like the name, date of birth, gender, city or place of birth, country of birth, mailing address, the country where you reside at present, phone number and e-mail address should be provided accurately.

Regarding the educational qualifications, details like the level of education received and the name of the institution or University if the candidate has finished the graduate degree course should be given.

The country name if nativity claim is on a country other than the place of birth of the candidate should be mentioned. Marital status, information of number of children with their photographs and other necessary details should be furnished. If any information you give is not proper then your visa application may be rejected. So take care to give appropriate details.

 

There are many websites in the internet that provide online casino. These casinos fulfill your wish to play casino by sitting at home. It becomes difficult to choose best place among so many casinos. To play on these websites, the first thing they will ask you to register. Registration is free in most of the websites. If you are beginner and don’t know how to play, these websites could be a good learning experience. Online casinos provide you with the top online bonuses. Many of the best casinos online allow you to play to two types of game free and real. Free games consist of fake money and betting just to make you aware of the game. A real game comprises of real money and bets. Free games are just for fun and learning experience.

While choosing best place online make note of the number of games provided in the website. Online casino that has wide range of games with complete version will be good place to register and play. This will help you gain expertise in most of the games that are played at traditional casinos. And when you think it’s time to dominoqq online bet real money you can do it. The best casinos online websites that also organize free tournaments which are played by thousands of users and require lot of time. And the winning price of these tournaments is real. This is what makes some websites better than other. Online games that provide good return on your money known as top online casino bonuses. These bonuses can be four to five times of your investment.

While choosing the best casinos online, also take the suggestions from family and friends who actively play these online games. Also read the user reviews while choosing the good place. The best will be those that provide more bonuses. One of such exiting websites to play the online casino games is easily available online. In this website you can play party casino, golden palace, cherry red, crazy slots, Rushmore, etc. They also provide with top online casino bonuses. There are many different types of bonuses available in this website. It also provides different bonus offers and keeps on updating their games. These games can be good option staying back at home and enjoy casino rather than traveling long way and among large crowd.

 

 

Video poker is a combination of slot machines and the poker game. Though the game uses the help of technology, it remains the original poker game in essence. The game is a man versus machine battle. Here, the poker player is playing against the terminal rather than opposing players. However, the ultimate goal remains the same.

An easy and agreeable game, video poker is very popular among people of every age. The number of video poker games in casinos has grown at a significant rate. The number of game varieties also has grown remarkably. Multiple-game casinos even have different video poker on a single machine. qq online terpercaya Theses machines can accommodate more than five players at a time. The tremendous growth of online video poker games provides the player with endless choices. In fact, many people prefer playing against machines rather than against the unpredictable man. The tremendous growth of video poker games can be accounted to these factors.

In comparison to other slot games, video poker is a little different. The player needs to hit the other high-paying hand to cash out as a winner. Ninety-five to 100% return of the money played is assured to the player in most of the video poker games. However, there is a 5% chance of losing the money, which can be decisive in many cases. This is because people are inclined not to play just one hand.

A player cannot expect all his/her winning chances to be converted into money. Apart from a proper understanding of the game, one needs to develop his/her own way to succeed. Although it does not take long to learn the game, selection of the game and position are very important.

 

Overview:
Becoming a self-employed businessman is a great reputation in the society but the problems faced by the entrepreneurs from the day one of their business is enormous. It is a great challenge for a person to overcome all obstacles to become a successful businessman. The numerous problem faced by all is finance. Even great entrepreneurs of various industries have struggled a lot of financial crisis for setting up their business and to run their daily business operations. Thus finance plays a major role in the life of business people. Great ideas require the necessary financial support to bloom into a successful business.

Introduction:
There are various sources for business people to raise capital for their business. The most trusted source is from banks. There are various reasons why people choose banks as the best source for raising capital for their business. Banks provide a lower cost of funds in the form of Business Loans. There are various types of business loans at differential interest rates to facilitate business people to solve their financial crises.

Types of Business Loans:
Businesses are of different types and need finance at different stages of their business operations. The need also being different, banks help them in providing different types of business loans helping various small and medium enterprises to raise capital.

New Project Loan – Banks are interested in funding for new businesses and also for new projects of existing business. There are various criteria for getting new project loan and differs from bank to bank. Project loans are approved against the collateral of the person like residential property, commercial property or empty land.

Top-up on Existing Loans – These loans are issued for expansion, replacement, diversification of an existing business. These loans are approved for short term or long term basis to buy goods, machinery or any fixed assets for the company.

Working Capital Loans -These loans are provided for the business to solve sudden financial crises and repaid within short durations. Banks are more interested in providing working capital loans against their inventories, stocks or receivable bills of the company.

Secured Business Loan – Business loans in which companies raise their capital against any security for the bank. It may include plot, residential or commercial places, gold, shares, bills, insurance as collateral to get funds for their business. The interest rate is preferably less.

When a family vacation is something you’re considering, think about coordinating it around a work trip. Do you need to go to conventions, trade shows, seminars or other training for work? If you drive to go to those business activities, your gas mileage is tax-deductible regardless of how many individuals you have in the car with you. Does this conference or training trip require you to stay in a hotel? Your hotel expenses for that night can also be deductible regardless of whether you have your family with you in the room.

Scheduling family vacations around business travel can help make it more manageable. This allows you to enjoy time with your family or friends while also working on your business. Consult with your spouse or family to coordinate the two.

Manage taxable income and year-end purchases to lower tax bracket

Operating and owning a business requires seeing the big picture and planning for the future. Your business will likely need new or updated equipment, computers, other technologies etc. to operate smoothly and efficiently. Be able to forecast these needs.

Here is where you coordinate your tax situation with these needs. If you know you are in need of new equipment, computers, etc. in the near future, look at your taxes. If you are looking at a higher tax bracket for the year you may want to make these necessary equipment purchases sooner than expected. Or you may want to wait until next year. This requires consulting with your business advisor to determine the best option.

Use Retirement Plans

Consider reducing your current income by using a Retirement Plan. Not only will this help you once again for tax purposes, but it’s also helping you and your families future. So many small business owners neglect to put retirement needs on their priority list. Often we hear “my business is my retirement plan.” Putting all of your eggs into one basket can be extremely risky and even dangerous for your future.

You may want to consider adjusting your salary in order to account for contributing to a retirement plan. There are many ways to rearrange things to make it possible to contribute. The tax savings alone can help justify the redirecting of your income into a retirement plan. Be sure to look at all of the different options and scenarios as this will provide further clarity.

Every year, as the Atlantic hurricane season approaches many businesses have a nagging realization that they are at risk due to a catastrophic “Black Swan ” event. Black Swan events are a constant source of risk in states like Florida where many communities are subject to disruption due to coastal storms. This risk is particularly acute for businesses that depend on the storage of on-line data if there is a chance their critical data could become lost or corrupted. But the threat from Black Swan events isn’t limited to Florida, nor is it limited to large scale disruptive events like hurricanes.The black swan theory or theory of black swan events describes a disruptive event that comes as a surprise, has a major effect, and is often inappropriately rationalized after the fact with the benefit of hindsight. The term is based on an ancient saying which presumed black swans did not exist, but the saying was rewritten after black swans were discovered in the wild. Consider the following scenario…

“We tend to think of disasters in terms of the attacks on the World Trade Center, Hurricane Katrina, or other mega events. Sometimes, however, less notable events occur that can have a catastrophic effect on a business. In February 1981, an electrical fire in the basement of the State Office Building in Binghamton, New York, spread throughout the basement of the building setting fire to a transformer containing over a thousand gallons of toxin-laden oil. Originally thought to be PCBs, the toxins were soon determined to contain dioxin and dibenzofuran, two of the most dangerous chemicals ever created. The fire was smoky and quickly filled the 18-story building with smoke. As the transformer burned, the soot entered the buildings ventilation shafts and quickly spread toxic soot throughout the building. The building was so badly contaminated that it took 13 years and over $47 million to clean before the building could be reentered or used. Because of the nature of the fire, the building and its contents, including all paper records, computers, and personal effects of the people who worked there, were not recoverable. This type of event would be irrecoverable for many businesses.” – Operations Due Diligence, Published by McGraw Hill

What affect would a catastrophic hurricane that affected an entire region or a localized disruptive event like a fire have on the operation of your business? Could you survive that kind of interruption or loss? As the dependence on on-line data has grown in virtually every type of business, so has the risk that loss of their data could disrupt the operation of the business and even result in its complete failure. In response to these threats, there has been an evolution in the approaches used to mitigate these risks as the volume of on-line data has continued to grow. Originally, the concept of Disaster Recovery (DR) emerged as a mitigation strategy that focused on the recovery of critical data after a disruptive event by giving the business the ability to restore disrupted IT operations.

To hit gold in business, you have to think gold. What is your business all about? How do you intend to maximize profits? Here are tips on how to think different in business:

Think back to the future

Don’t wait till the harsh business storm hits your business; rather, always think of what to do better or next. For example, what are the things you need to put in place to ensure business growth? What stage is your business on the business chart, that is, in areas of development, growth or decline? Is your business vision realistic? What is your current profit margin? What is your intended profit margin? How do you intend to speed up your productivity? Evaluating your business, keeps you prepared for the future.

Believe your ideas are valuable

Always think your glass is half full. Think about possibilities not only about likely constraints. As a business owner, you have to nurture a positive mental attitude; believe things will work out fine. If there are possible risks, device means to avoid or manage them. Risks are unforeseen, but you can plan ahead to avoid or mitigate them. Being positive in business enables you take a chance on yourself, be bold to take calculated risks, and believe you are adding value, even when the numbers say otherwise. That is a way of thinking differently in business.

Dig beyond your current offerings

Do not just view things on the surface. Think intensively and carry out research on other ways your business can benefit your target market. Reflect on the true realities of where your business stands at the moment. What are your business challenges? Classify them and analyse them to see how you can make a difference. Outline your business SWOT analysis (Strengths, weaknesses, opportunities and threats). Go beyond the surface; be realistic.

Your competitors are watching

Understand your business environment; be familiar with your competitors’ strategies – if you are not, you can bet that your competitors are doing their homework. What resources do they have that surpasses yours? How can you leverage to collaborate and partner to get the necessary resources? What’s the best way to build more goodwill? Do a survey on your business, and be cautious of the events happening in your business environment.

Starting a business can be a very daunting adventure if a proper plan is not put in place. Most entrepreneurs start up their businesses without putting adequate plans in place to succeed. No wonder one out of every five businesses crumbles within 5 years! If one thing should be taken very seriously, it should be your business plan. This is your “blueprint for success.”

Every business begins from a thought. A thought or idea can only become reality when expected actions are taken. When an idea is conceived, the logical corollary is that such ideas need to be written out, in black and white and on paper; or else the idea will fade off when the enthusiasm that the thought initially brought subsides. Hence, having a written business plan is pertinent if your business is to stand the test of time.

Now, what is a Business Plan?

One definition, according to entrepreneur.com, is that a business plan is a “written description of the future of your business; a document that indicates what you intend to do and how you intend to do it.” If you notice a paragraph on the back of an envelope describing your business strategy, you have already started a written plan, or at least the first draft of a plan. The business plan itself consists of a narrative and several financial worksheets.

The very act of planning helps you to think things through in a systematic and thorough way. Study and research your market niche if you are not sure of the facts, and look at your ideas critically. It may take some time now, but helps to avert costly and disastrous mistakes in future.

In this article, I want to provide a very brief look at the steps involved in planning a business:

1. Identify Your Passion: Knowing what you love doing, even without making money, is the stepping stone in starting any business. Most people enter into a business they know nothing about, and stop after only few months. Some get tired of their businesses simply because they are not happy with the activities involved in running the business anymore. According to Sabrina Parsons, (CEO of Palo Alto Software) “Know yourself, and work in a job that caters to your strengths. This knowledge will make you happier.”

The reason why many businesses fail in their first five years is because the entrepreneurs do not find fulfillment in running their business anymore. Hence, they tend to move on in search for happiness.